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Chartered Financial Planners

Chartered Financial Planners - Independent

Tel: 01332 416585

Chartered Financial Planners

Chartered Financial Planners - Independent

Tel: 01332 416585

Archive news

10 Aug 2015

Transfer of Personal Allowance

Earn less than £10600. Transfer unused allowance to a spouse. ... (click to read more)

03 Jul 2015

How much can my employer pay into my pension

  Controlling directors Controlling directors can control how much remuneration they take from the business and the proportion that is taken in the form of salary, bonus, dividends and pension contributions. In particular, a controlling director may decide to take a small salary and the bulk of their remuneration as dividends ... (click to read more)

03 Jun 2015

Employers fined for failing to comply with employers pension duties

The total number of employers fined for failing to comply with their workplace pensions duties reached 169 by the end of 2014, according to figures released by The Pensions Regulator. The total represents a small number compared to the tens of thousands of businesses which have now complied with their ... (click to read more)

06 May 2015

Emergency Tax & Lump Sums

Emergency tax and lump sum withdrawals An explanation of when it applies and how to get it back. The timely newsletter 68 was published by HMRC at the beginning of April, nearly a whole week ahead of the implementation of some of the changes it covers. One of the details not previously available was ... (click to read more)

26 Mar 2015

Annual Pension Allowance

‘Carry forward’ rules mean it is now also possible for some individuals to carry forward unused pension annual allowances from  the three previous tax years to be used against this year’s gross income. If you earn more than £40000 per annum you can pay this full amount into a pension ... (click to read more)

26 Mar 2015

ISA use it or lose it

Each year all UK residents aged 18 or over (16 for cash ISA) are given a new allowance but if unused, it is lost. The allowance for 2015/2016 is £15,240 and it is up to you how much of this to allocate to investments and how much to hold in cash. Those that ... (click to read more)

26 Mar 2015

Transfer of Assets

In any full tax year married couples have the opportunity to transfer assets between one another, often with no immediate tax considerations which can provide important income and capital gains tax planning possibilities.  To find out more about our tax planning services. ... (click to read more)

26 Mar 2015

Capital Gains Tax

Moving assets across into investments that are exempt from capital gains tax (although care must be taken as any sales to move investments are likely to be disposals subject to CGT) Timing disposals to spread gains across more than one tax year whenever possible (this means that part of the ... (click to read more)

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