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Tax planning is one of the key aspects of formulating a financial plan.
The main types of tax are:
No one is expected to pay more than their fair share of tax. It is perfectly legal to make use of your various allowances and to examine how legislation should apply to you to reduce taxes due to a minimum. It is normally straightforward to differentiate between tax avoidance and tax evasion.
Some people pay too much tax, or miss out on opportunities to reduce their tax.
Pete has been visiting me (and my husband when he was alive) for something like 10 years now. I have always been glad of his advice and am confident it is correct for me and suits my situation.