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Individual Savings Accounts or ISAs were first introduced from 6th April 1999 and replaced personal equity plans (PEPs) and tax-exempt special savings accounts (TESSAs).
From 2014, the New ISA, or ‘NISA’ was introduced to increase the maximum contributions, and offer clients the choice of how much to invest in the cash and equity based ISA’s.
Junior ISAs offer parents a tax-free way to save for their child's future.
The features of the Junior ISA are:
Ginny is very easy to contact and always responds very promptly - she can explain complex financial issues very clearly and her advice has been very valuable in helping me decide how to take my pension fund – very important as options for funds are changing daily.