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Chartered Financial Planners

Chartered Financial Planners - Independent

Tel: 01332 416585

Chartered Financial Planners

Chartered Financial Planners - Independent

Tel: 01332 416585

Your options at retirement

A secure income is paid for the rest of your life, income will never run out.

Use a blended solution. You decide how to mix and match your income.

Flexi Access allows you to draw money directly from your pension.

Regular payments at intervals of your choice from monthly or annual.

Use your open market option and shop around, health conditions and lifestyle can be used to boost income further.

Choose your options and add a spouse’s pension.

Have your pension paid in pace with inflation.

Once set up you cannot change your mind.

Have a fixed guaranteed income to meet your minimum monthly expenditure.

The rest of the pension can be used to provide a variable income.

You can choose the blend of secure and variable income that is right for you.

The variable income option is flexible and can be altered in line with your changing circumstances

Only some of your income is secure, the remaining income is not guaranteed and dependant on market returns.

You remain in control and choose where to invest. 

You choose how much income you take, directly from the fund.

You keep options open, including what happens to the pension when you die.

Income is not secure. 

You could run out of money if you

take too much out, you get the investment choices wrong, or you live longer than expected

This is a high risk option with no guarantees

What our customers say


Pete has been visiting me (and my husband when he was alive) for something like 10 years now. I have always been glad of his advice and am confident it is correct for me and suits my situation. 



Personal Client